Discover key trends such as CRE repricing, margin compression, and evolving regulatory expectations.

Learn how to spot early signs of credit deterioration within your loan portfolio.

Gain actionable recommendations to enhance credit governance and align with 2026 strategic realities.

Explore the 2026 Credit Risk Trends Outlook

Our digital download offers a comprehensive overview of the upcoming credit landscape, empowering bank executives to make informed decisions and navigate strategic challenges with confidence.

Meet the Creator

Loren Prairie is the founder and CEO of PCI Performance Management and a trusted advisor to community banks for over 25 years. Drawing from extensive operational and leadership experience, he supports executives in navigating risk, strengthening teams, and preparing their organizations for the future of banking.

What People Are Saying

Discover how our 2026 Credit Risk Trends Outlook is helping community bank executives stay ahead of the curve.

PCI’s perspective on emerging credit risks is consistently ahead of the curve. This briefing pinpointed issues we were starting to feel in our portfolio and helped us refine our internal monitoring before the regulators even asked. It’s a must-read for any CCO preparing for the year ahead.
Jill A.

Las Vegas, NV

PCI’s perspective on emerging credit risks is consistently ahead of the curve. This briefing pinpointed issues we were starting to feel in our portfolio and helped us refine our internal monitoring before the regulators even asked. It’s a must-read for any CCO preparing for the year ahead.
Mark J.

- Chief Credit Officer

The combination of text and imagery make the testimonial feel more personal and credible.
Jason T. 

— Executive Vice President & Chief Operating Officer

As a Board Chair, this was exactly the kind of concise, strategic insight I want our management team bringing to the table. It helped us ask better questions, understand our risk posture, and stay aligned on priorities for 2026. PCI continues to elevate the way community banks think about risk and leadership. 
Anna W.

- Board Chair

Unlock Strategic Insights Today

Download our free 2026 Credit Risk Trends Outlook to fortify your institution against emerging risks and drive sustainable growth.

Get your free download now